If you take time off from work due to sickness
“Injury and Sickness Allowance” is paid when an insured person unable to earn a salary or other income while unable to work due to a nonoccupational sickness or injury.
- Injury and Sickness Allowance
- Payment period
- Amounts paid
- Cases in which you are eligible to receive the Injury and Sickness Allowance and Maternity Allowance concurrently
- If you become eligible for Disability Employees’ Pension
- If the cause is a workplace accident
Injury and Sickness Allowance
Conditions for payment
This benefit is paid when all four of the following conditions are met.
|1||You are recuperating under doctor’s instructions, either on an inpatient or an outpatient basis, for sickness or injury.
Not including occupational sickness or injury or those sustained during the commute to or from work
|2||You are unable to work.
You have a certificate from your doctor stating that you are unable to work.
|3||You have taken at least three consecutive days off.
Payment of this benefit begins on the fourth consecutive day off. The first three days are a waiting period.
|4||Your salary is not being paid (not including cases of occupational sickness or injury).
You are not eligible if even part of your salary is being paid—for example, if you take only part of the day or a half-day off.
- The statutory injury and sickness allowance is paid for a total of 18 months counting from the day on which payment of the allowance begins.
- The extended injury and sickness allowance is paid for a one-year period from the day on which payment of the allowance begins.
Cases in which you are eligible to receive the Injury and Sickness Allowance and Maternity Allowance concurrently
If you become eligible to receive the Injury and Sickness Allowance and Maternity Allowance concurrently, payment of the Maternity Allowance will be granted priority.
If you become eligible for Disability Employees’ Pension
If you become eligible to receive Disability Employees’ Pension under Employees’ Pension Insurance (including the Disability Basic Pension under the National Pension program), payment of the Injury and Sickness Allowance will end.
Injury and Sickness Allowance benefits will not be paid after retirement if you receive Old-Age Employees’ Pension or similar benefits.
However, in either case, if the Maternity Allowance paid is less than the Injury and Sickness Allowance, the difference between the two amounts will be paid.
- Reference link
- After you leave your employer
If the cause is a workplace accident
If the cause is an accident at the workplace or while commuting, Worker's Accident Compensation Insurance applies instead of health insurance. Check with the person responsible for more information at your establishment.
- *When even illnesses and injuries on-the-job are not targeted for benefits of the Worker's Accident Compensation Insurance, benefits of the health insurance are provided except the duties as the officer of the corporation (except for a corporation less than five employees).
The right to claim health insurance benefits expires in two years.
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